Money worries are never easy on any relationship and sometimes arguments erupt even when people are trying to find solutions to their problems.
Not normally one to get involved in other people’s domestic disputes, the weekend saw me breaking with my own tradition. Sitting outside my local cafe enjoying a leisurely frappe with friends, a couple sitting at a nearby table were discussing the cost of a new car seat for their baby. The man seemed to think that there was no real hurry to buy a new one. In his opinion the car seat that they already had would be perfectly fine until his next payday when he could afford a replacement. The lady on the other hand, was arguing that the baby was now far too big for the existing seat and that it wasn’t safe. (It would seem that the man had procrastinated over the same purchase last month!).
The lady suggested that her partner should take his beloved laptop and iphone to the local pawn brokers to raise the cash. This is when things became rather heated and voices were raised.
Having said goodbye to my friends, I was on the point of leaving myself when I decided to risk stepping in. Apologising that I couldn’t help but overhear their conversation, I suggested that they may like to consider the option of a pay day loan. The lady was quite understandably annoyed by my intrusion but her partner managed to calm her down and asked me to explain what I meant.
I advised them that since they only need a short-term loan to see them through until his pay cheque arrived, a payday loan could be the perfect solution. Such loans are now widely available in the UK either online or at high-street lending stores. The application process is incredibly simple with only id, bank details and proof of employment required to secure a loan. Lenders don’t even carry out credit checks. If applicants meet the criteria they can get an immediate approval and have the cash within 24 hours.
Before I could finish speaking, the guy was on his iphone searching the internet for payday loans!
I’m glad that I stuck my nose in now as the couple left the cafe on much better terms and hopefully their baby now has a safe new car seat.
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